We’ve all heard about neighbors helping neighbors, but here’s a tale where one took advantage of that trust. In Florida, a former corrections officer, Carmelia Newbold, allegedly exploited her mentally disabled 71-year-old neighbor, Thomas Chiappetta, by placing him in an assisted living facility and assuming control of his assets using a fraudulent power of attorney. She allegedly continued siphoning his Social Security and life insurance payments even after his death in 2022. Newbold now faces charges of elderly exploitation and organized fraud.
How It Works:
This type of scam usually involves gaining the victim’s trust or taking advantage of their vulnerable state—either physically, mentally, or financially. In this case, the victim had no family left to support him. Newbold allegedly forged a power of attorney, allowing her to control Chiappetta’s estate, including his home and finances.
Who’s Targeted:
The elderly, especially those with cognitive impairments or without close family, are prime targets. Scammers like Newbold look for people who may not have the means to manage their affairs independently, making it easier to seize control of their assets.
Real-Life Example:
Thomas Chiappetta, who suffered from severe mental disabilities, relied on his sister for care until her death. Afterward, Newbold allegedly stepped in, convincing others she had legal control over his assets and property, only to exploit him financially until his death in 2022.
Why You Should Care:
Exploitation of the elderly is a growing issue. Not only do victims lose their life savings, but they also lose their dignity. This could happen to someone close to you—whether it’s an elderly relative, friend, or neighbor—if they lack the support needed to manage their finances and care.
How to Protect Yourself:
- Verify Authority: Always check the legitimacy of a power of attorney, especially if new caregivers or neighbors suddenly appear.
- Get Regular Legal Advice: Ensure that any legal changes, like powers of attorney, are confirmed by reputable attorneys.
- Stay Involved: If you have an elderly relative or neighbor, check in on them regularly. Ensure that they aren’t isolated or vulnerable to outsiders.
- Look for Red Flags: If someone new is suddenly handling their finances or property, ask questions and get involved.
- Report Suspicions: If you suspect that someone is being exploited, contact adult protective services or the local authorities.
Quick Tips:
- Did you know? Power of attorney abuse is one of the fastest-growing forms of elder exploitation.
- Pro Tip: Always involve a neutral third party, like an attorney, to review major changes in elderly care or finances.
Have you encountered or heard about someone exploiting the elderly? Share your experience to help raise awareness. Your story could help protect others from falling into a similar trap!
Stay Safe, Stay Informed
Key Terms Defined:
- Power of Attorney: A legal document granting one person authority to manage another’s financial or personal affairs.
- Exploitation of the Elderly: The illegal or improper use of an elder's resources for another's benefit.
- Probate Case: The legal process of administering a deceased person's estate.
- Quitclaim Deed: A legal document transferring ownership of property without warranty of title.
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