Have you ever gotten a strange call about your credit card? Recently, there’s been a rise in scammers targeting older adults, trying to trick them into handing over their debit or credit cards. Let’s break it down so we can all stay safe.
What’s Happening
Police have seen more calls about this type of scam. Here’s the scam: You get a call from someone who says they’re from your bank. They claim your credit card is compromised and needs to be picked up. While you’re still on the phone, someone arrives at your door, pretending to be a courier, and takes your card. They then use your card for fraudulent purchases.
Types of Scams
- Debit and Credit Card Fraud: Scammers trick you into giving them your card by pretending to be from your bank.
How to Protect Yourself
- Banks Don’t Send Couriers: Remember, banks will never send someone to collect your card. If someone tries this, it’s definitely a scam.
- Be Wary of Unsolicited Calls: If you get a call out of the blue about your bank account or credit card, hang up and call your bank directly using the number on your card. This way, you’ll know you’re speaking to the real bank.
What to Do If You’re Scammed
- Contact Your Bank Right Away: Tell them what happened so they can secure your account and prevent further unauthorized use.
- Report to Authorities: Let your local police know about the scam.
Let’s all stay vigilant and protect ourselves and our loved ones from these sneaky scammers. Remember, if something seems too good to be true, it probably is!
Stay safe and scam-free, Scamstallers!
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