If disaster strikes, the last thing you should have to worry about is being scammed. But unfortunately, fraudsters love to take advantage of people in vulnerable situations. After the recent storms and flooding in Chaves County, scammers are already knocking on doors, pretending to be contractors ready to “help.” Let’s break down how these scams work and how to stay safe.
Scammers are posing as contractors and targeting residents affected by the recent storms in Chaves County, New Mexico. These fraudsters pressure victims into handing over money for home repairs but often disappear before the work is completed. FEMA and local authorities are warning residents to be extra cautious when hiring contractors.
How the Scam Works:
- Unlicensed contractors show up at your door, claiming they’re in the area to help storm victims.
- They use high-pressure tactics, saying repairs need to happen immediately.
- They ask for large upfront payments—sometimes in cash—and promise quick fixes.
- Once they receive the money, they disappear or perform shoddy work that leaves homeowners worse off than before.
- Victims are left with unfinished repairs, financial losses, and no way to track down the scammers.
Who’s Targeted?
- Homeowners recovering from natural disasters (especially seniors and those unfamiliar with hiring contractors).
- People desperate for quick repairs who may not verify credentials.
- Individuals receiving insurance settlements or FEMA aid, making them prime targets for fraud.
Real-Life Example:
After the recent storm, a Chaves County resident was approached by a supposed contractor offering immediate home repairs. The man claimed he was FEMA-approved (he wasn’t) and pressured the homeowner to pay a large deposit to “secure materials.” After receiving the payment, the scammer disappeared, leaving the home still damaged.
Why You Should Care:
- Financial Losses: Victims can lose thousands of dollars with little chance of getting their money back.
- Unfinished or Poor-Quality Work: Scammers often leave jobs incomplete or use substandard materials.
- Identity Theft Risk: Some fraudsters collect personal information under the pretense of needing it for “FEMA paperwork.”
How to Protect Yourself:
- Verify Contractors: Check if they are licensed through the New Mexico State Licensing Board at rld.nm.gov or call (505) 476-4500.
- Avoid High-Pressure Tactics: A legitimate contractor won’t rush you into making a decision.
- Never Pay in Full Upfront: Reputable businesses ask for a reasonable deposit and provide written contracts.
- Get Written Estimates: Always request detailed estimates and agreements before hiring.
- Report Suspicious Activity: If you suspect fraud, contact local law enforcement or FEMA.
Quick Tips & Updates:
Did you know? FEMA does not certify or pay contractors directly—anyone claiming otherwise is a scammer.
Pro Tip: If a contractor offers a deal that sounds “too good to be true,” it probably is.
Key Terms Explained:
- FEMA (Federal Emergency Management Agency): A U.S. government agency that provides disaster relief and recovery assistance.
- Contractor Licensing Board: A state agency that ensures contractors meet legal requirements to operate.
- Scare Tactics: A fraudster’s strategy to rush victims into bad decisions by creating fear or urgency.
To read more, kindly find source article here