Let’s talk about a sneaky trick scammers use at self-checkout points and how you can protect yourself. Card skimming is on the rise, but with a few simple steps, you can keep your information safe.
What is Card Skimming?
Card skimming happens when scammers place devices on or inside card readers to steal your card information. These devices can be hard to spot because they look just like the real card readers.
How Do They Work?
- Fake Card Readers: Scammers make exact copies of card readers and place them over the real ones at self-checkout points. Sometimes, they install them inside the machines, making them invisible.
- Bluetooth Transmission: Once your card is swiped, the skimmer uses Bluetooth to send your card information back to the scammer.
How to Protect Yourself
- Check the Card Reader: Before you swipe, wiggle the card reader. If it moves or looks suspicious, report it to store personnel.
- Run as Credit: When using a debit card, run it as a credit card to avoid entering your PIN.
- Cover the Keypad: Always cover the keypad with your hand when entering your PIN.
- Use Cash or Tap-to-Pay: Paying with cash or using tap-to-pay options can prevent your information from being stolen.
- Monitor Statements: Regularly check your card and bank statements for any unauthorized transactions.
Spotting Bluetooth Skimmers
Scammers use Bluetooth to retrieve your card information. Here’s how to check for these devices:
- Bluetooth Settings: Open your phone’s Bluetooth settings.
- Scan for Devices: Look for any unfamiliar devices. Skimmers often appear as a long list of numbers and letters.
Final Thoughts
Card skimming can happen to anyone, but staying vigilant can keep your information safe. Next time you’re at the self-checkout, remember these tips and protect your hard-earned money.
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