Deputy County Clerk Ana Keller has raised a red flag on a sneaky scam that everyone, especially our beloved seniors, needs to know about – home title theft. This nasty scam can lead to massive legal headaches and hefty expenses. But don’t worry, we’re here to break it down for you in simple terms.
What is Home Title Theft?
Home title theft is a type of real estate fraud where criminals forge your identity to transfer your property title to themselves. This can result in them selling your property without your knowledge or borrowing against it, leaving you with the debt.
How Can You Protect Yourself?
Step 1: Sign Up for Property Fraud Alerts
- You can get materials and sign up for alerts at the county clerk’s office or online at www.kerrcounty.org. This service is free and available in both English and Spanish.
Step 2: Stay Informed
- The county clerk’s office uses a software program from Fidlar Technologies to monitor land records. If something suspicious comes up, they’ll notify you first by a “robo call” and then you can call their hotline for more details.
Step 3: Take Immediate Action
- If you receive an alert, gather your documents from the clerk’s office, contact local law enforcement, and consider hiring an attorney.
Real-Life Stories
- Case 1: A couple living out of state found out someone was claiming to own their property. They were in a panic and needed answers quickly.
- Case 2: A man filed an “affidavit of heirship” after his partner passed away, only to be challenged by her daughter who claimed it was fraudulent.
Watch Out for Fake Letters
Some seniors have reported receiving letters that look official but are actually scams. These letters might ask you to pay a fee to get a copy of your deed. Remember, you can get this from the county recorder's office without any extra charges.
How to Sign Up for Alerts
- Visit the Clerk’s Office: They’ll provide you with a step-by-step guide to sign up with Fidlar Technologies.
- Choose Your Alert Method: You can get alerts via email, text, or phone.
- Enter Your Information: Include as many personal, business, and trust names as needed.
Important Contacts
- County Clerk’s Office: Open Monday through Friday, 8 a.m. to 4:30 p.m.
- Contact Ana Keller: (830) 792-2255 or akeller@co.kerr.tx.us for more information.
Final Thoughts
Fraud can happen to anyone, but being informed and prepared can make a big difference. Stay vigilant and protect your property. If something doesn’t feel right, don’t hesitate to reach out to the county clerk’s office for assistance.
Stay safe, Scamstallers! To read more, find original article here