Let’s talk about how to protect yourself from IRS impersonation scams. These scams can be particularly harmful, especially for seniors, but with the right knowledge, we can keep you safe.
Protecting Yourself Is Key
Senior citizens are often targeted by scammers pretending to be trusted businesses, friends, or family members. These fraudsters aim to steal your identity or money. Here’s what you need to know to protect yourself.
What Happens in an IRS Impersonation Scam?
In these scams, you might get a call from someone claiming to be from the IRS. They’ll tell you that you owe money and must pay immediately using a gift card or wire transfer. They might threaten arrest, deportation, or suspension of your driver’s license. Sometimes, they can even make it look like the call is coming from the IRS by changing the caller ID. But remember, the IRS doesn’t make random calls, texts, or emails. They’ll contact you by mail first.
How to Verify if the IRS is Contacting You
The IRS will usually send a letter via the U.S. Postal Service if you owe money. They won’t call or email you out of the blue. Be cautious of suspicious emails with links or attachments—they might be phishing attempts designed to steal your information. The IRS also doesn’t use social media to contact people.
How Technology Aids Scammers
Scammers use technology to reach more people. They can spoof phone numbers to make it look like the call is from a legitimate source. They exploit vulnerabilities like poor hearing or memory issues, making seniors more susceptible to scams.
How to Avoid IRS Scams
- Verify and Report: If you get a suspicious call, hang up and call the IRS directly using the number from their official website.
- Be Skeptical: The IRS won’t ask for payment via gift cards, Bitcoin, or prepaid debit cards.
- No Pressure Tactics: The IRS won’t threaten you with arrest or other dire consequences. Report such threats to your local police and the IRS.
Other Signs of Scams
- Claims of Problems or Prizes: Scammers might say you have an unclaimed refund or have won a prize to steal your information.
- Unconventional Payment Requests: Be wary if asked to pay with gift cards or cryptocurrency. The IRS doesn’t use these methods.
- Pressure for Immediate Action: Scammers often use threats to rush you into making payments.
Be Vigilant The IRS warns that scams are on the rise, and seniors need to be particularly cautious. Safeguard your personal data and learn to identify scams to avoid falling victim. If you’re unsure about your tax status or a notice you received, contact the IRS directly through their official website. Never use contact numbers provided by callers.
Stay sharp, Scamstallers, and let’s keep each other safe from these crafty scammers! Find original article here